What we do.
We build and manage portfolios. We build them with particular attention to risk. We use our specialized knowledge of options to enhance returns and reduce risk.
How we do it.
We use exchange traded funds (ETFs) because of their low cost. Each and every client completes a thorough risk questionnaire, then we assign them to their proper portfolio.
So if you’ve been thinking about your savings as a portfolio but haven’t quite got the time to actually do it, we offer a way for you to get it done.
We do things that individual investors don’t have the knowledge to do.
Options are very powerful. They provide ways to generate returns and manage risk that sophisticated investors have used for many years. Do-it-yourself option investors are the sheep that are frequently led to the slaughter by professional option traders. We have years of experience in using options that enable us to offer greatly enhanced returns to individual investors through our managed portfolios.
How good is your broker?
Lots of people think their broker is doing a good job managing their money. If they would spend the time and take a good look at the expenses they are paying and compare their performance to a proper benchmark, they would see that most brokers provide far less value than the fees they charge. In fact, we believe most investors would be in utter shock if they actually dug in and figured out how much money flows to their brokers through commissions and 12b-1 fees.
Many times investors make decisions based on emotion instead of objective investment knowledge. Sometimes brokers call up their clients to sell them the “investment of the month”, be it a bond, a structured note, etc. Many times these esoteric investments serve to generate commissions for the broker, rather than grow the nest egg of the client.
We manage simple, well diversified portfolios by selling options to generate consistent income. We may slightly underperform the “market” in extremely bullish periods, but we beat the market handily in flat and down markets because of our option activities.
We MANAGE your money. And we do this for a very reasonable fee, on par with the average actively managed mutual fund.
Who is Terrapin Capital Management For?
Portfolio accumulators – People still working who have previous employer 401(k) accounts, other qualified plans and taxable accounts will enjoy greater growth for any level of risk tolerance.
Distribution portfolios - Retirees and early retirees who need to draw on their nest eggs will enjoy much better income from our option selling activities.
